Auto Enrolment Pensions
Get in touchAt Professional Accountants, we support employers and across the UK with clear, compliant and cost-effective auto-enrolment pensions services.
Whether you’re a new business setting up your first pension scheme or an established company looking to streamline your ongoing compliance duties, our experienced team helps you manage every aspect of auto-enrolment.
From staging dates and employee assessments to contribution calculations and reporting, we ensure that your pension responsibilities are met efficiently and without hassle.
What Do Auto-Enrolment Pension Services Cost?
The cost of managing auto-enrolment pensions ranges from £150 to over £300 per month, depending on the size of your business, payroll frequency, and level of service required.
Costs are primarily influenced by factors such as the number of employees, whether you require full contribution and opt-out management, the complexity of communications and re-enrolment processes, and whether the setup includes ongoing compliance monitoring.
Contact Professional Accountants to get customised pricing tailored to your business’s pension support needs.
How Can Businesses Set Up and Manage Auto-Enrolment Schemes Easily?
Businesses can set up an auto-enrolment pension scheme by choosing our pension management services, communicating with employees, and enrolling eligible staff into the scheme.
Managing the process involves calculating contributions accurately, submitting payments, and fulfilling legal obligations like re-enrolment and declarations of compliance.
With our help, setting up and managing your pension scheme becomes a streamlined process. We offer hands-on support and software integration so that employers can focus on their core business while we take care of the paperwork and deadlines.
Do Auto-Enrolment Services Include Employee Communications, Opt-Outs, and Re-Enrolment?
A comprehensive auto-enrolment pension service should cover all statutory requirements including employee communications, opt-in/opt-out handling, and triennial re-enrolment.
We provide templated letters and ensure they are distributed in line with regulatory deadlines. We also monitor contribution levels, manage changes in employee status, and ensure re-enrolment cycles, so that you remain compliant without administrative overload.
Can a Payroll Provider Handle Contributions, Reporting, and Compliance for You?
Our experienced payroll providers can manage every aspect of your auto-enrolment pension duties, from calculating contributions and submitting payments to preparing reports and completing compliance filings.
Our integrated payroll and pension service ensures that employee deductions are processed correctly, uploaded to your pension scheme provider, and reported to HMRC where required. We also prepare and submit your declaration of compliance to The Pensions Regulator on your behalf.
What Are Your Legal Duties for Auto-Enrolment as an Employer?
Employers must meet all legal responsibilities under The Pensions Regulator’s auto-enrolment framework, including:
Employee assessment – Determining which staff members are eligible based on age and earnings thresholds.
Scheme setup and registration – Choosing and registering a qualifying workplace pension scheme that meets statutory requirements.
Employee communications – Sending formal written notices to inform staff of their enrolment status and rights.
Contribution management – Calculating, deducting, and submitting both employer and employee contributions accurately and on time.
Opt-in and opt-out processing – Managing employee requests to join or leave the scheme in accordance with legal timeframes.
Record keeping – Maintaining detailed records of assessments, contributions, and communications for regulatory review.
Re-enrolment – Automatically re-enrolling eligible employees who previously opted out every three years.
Declaration of compliance – Submitting confirmation to The Pensions Regulator that all duties have been completed within deadlines.
Is Outsourcing Auto-Enrolment Administration a Cost-Effective Option for SMEs?
For many SMEs, outsourcing auto-enrolment pensions administration is not only cost-effective but also significantly reduces the risk of fines and non-compliance.
Managing auto-enrolment internally can be complex for businesses without a dedicated HR or payroll team. By outsourcing to a specialist you gain access to pension experts, compliant systems, and ongoing support—all at a predictable monthly cost that frees up internal resources and avoids expensive errors.
What Are the Penalties for Failing to Comply With Auto-Enrolment Regulations?
Failure to comply with auto-enrolment pension regulations can result in escalating penalties from The Pensions Regulator which may include fixed fines starting at £400, followed by daily fines of £50 to £10,000 depending on your number of your employees.
In serious cases, businesses may face prosecution. Even administrative oversights, such as failing to re-enrol staff or missing a declaration of compliance, can lead to enforcement action. Working with a professional ensures these deadlines and duties are met on time and in full.
Contact Professional Accountants for a consultation on getting auto-enrolment pension provider services.